Required Disclosure

Please read this Disclosure Statement before proceeding to our Newsletter Archive:Regulations require us to notify you that the performance figures for Martin Capital Advisors and for stock market indices contained in our archives may be outdated and may have changed since they were originally published. The material in our archives also contains forward-looking statements reflecting the intent, beliefs, or expectations of individuals at Martin Capital Advisors. Readers are cautioned that such forward-looking statements are subject to changes as a result of various factors such as market and economic conditions. Thus, those statements are only opinions and are not meant to be guarantees of future performance.

Investments in financial markets involve risks and uncertainties, and actual results may differ materially from what those statements may imply. The principal value of such an investment and the return from it will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost.

This material is provided for information purposes only and does not in any sense constitute a solicitation or offer of the purchase or sale of securities unless preceded or accompanied by a prospectus. No statements contained in the archives are meant to constitute investment advice or recommendations by Martin Capital Advisors or the individual authors. The views expressed are solely those of Martin Capital Advisors, and do not necessarily reflect the views of any affiliated companies.

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